Terms & Privacy

Privacy Policy

Your privacy is important to us. Young Family Financial Group (“YFFG”, “we”, “our”, or “us”) is committed to protecting the privacy and confidentiality of the personal information entrusted to us.

This Privacy Policy explains how we collect, use, disclose, and protect personal information obtained through our website, www.yffg.ca, and through our business operations.

Collection and Use of Personal Information

We may collect personal information that you voluntarily provide through our website, contact forms, appointment requests, email communications, telephone calls, and other interactions with us.

Personal information may include:

  • Name
  • Email address
  • Phone number
  • Mailing address
  • Information relevant to financial planning, insurance, or investment inquiries
  • Any other information voluntarily submitted to us

We collect and use personal information only for purposes that are reasonable and necessary to:

  • Respond to inquiries and requests
  • Schedule appointments and consultations
  • Provide financial planning and related services
  • Communicate regarding services and business matters
  • Meet legal and regulatory obligations
  • Improve our website and client experience

Protection of Personal Information

We protect personal information using reasonable administrative, technical, and physical safeguards designed to prevent unauthorized access, disclosure, copying, modification, misuse, loss, or theft.

Disclosure of Personal Information

Young Family Financial Group does not sell, rent, trade, or distribute personal information to third parties for marketing or lead generation purposes.

We may disclose personal information only:

  • With your consent;
  • To service providers who assist us in operating our business and who are required to maintain confidentiality;
  • As required by law, regulation, court order, or other legal process;
  • To comply with regulatory or professional obligations.

SMS Communications and Mobile Information

If you choose to provide your mobile phone number and consent to receive SMS communications from Young Family Financial Group, we may use your mobile number to send appointment reminders, service-related communications, and other messages you have agreed to receive.

Young Family Financial Group does not share, sell, rent, or distribute mobile phone numbers, SMS consent information, or personal information collected through SMS messaging with third parties or affiliates for their marketing or lead generation purposes.

Your mobile phone number and SMS consent information will only be used to provide communications that you have requested or consented to receive, unless otherwise required by law.

You may opt out of SMS communications at any time by following the instructions included in the message or by contacting us directly.

Retention of Information

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, to comply with legal and regulatory requirements, and to satisfy legitimate business needs.

Accuracy of Information

We make reasonable efforts to ensure personal information is accurate, complete, and current for the purposes for which it is used.

Website Analytics and Cookies

Our website may use cookies and similar technologies to improve functionality, analyze website traffic, and enhance the user experience.

You may modify your browser settings to refuse cookies; however, some features of the website may not function properly as a result.

Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices, policies, or content of any external websites. Users access such websites at their own risk.

Access and Questions

You may request access to, correction of, or information regarding your personal information held by us, subject to applicable legal restrictions.

If you have questions, concerns, or requests relating to this Privacy Policy or our privacy practices, please contact:

Young Family Financial Group
[Insert Mailing Address]
Email: [Insert Contact Email]
Website: www.yffg.ca

Website Terms & Conditions of Use

Terms

By accessing and using this website, www.yffg.ca, you agree to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

If you do not agree with any of these terms, you are prohibited from using or accessing this website.

The materials contained on this website are protected by applicable copyright, trademark, and other intellectual property laws.

Use License

Permission is granted to temporarily download one copy of the materials on www.yffg.ca for personal, non-commercial, transitory viewing only.

This is the grant of a license, not a transfer of title. Under this license, you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose or public display;
  • Attempt to decompile or reverse engineer any software contained on the website;
  • Remove any copyright or proprietary notices;
  • Transfer materials to another person or mirror the materials on another server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Young Family Financial Group at any time.

Upon termination, you must destroy any downloaded materials in your possession, whether in electronic or printed form.

Disclaimer

The materials on this website are provided on an “as is” basis.

Young Family Financial Group makes no warranties, expressed or implied, and hereby disclaims all other warranties, including without limitation implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other rights.

Young Family Financial Group does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of materials on this website or on any websites linked to this website.

Nothing contained on this website constitutes financial, investment, insurance, tax, legal, or other professional advice. Visitors should consult an appropriately qualified professional regarding their specific circumstances.

Limitations

In no event shall Young Family Financial Group or its suppliers be liable for any damages, including without limitation damages for loss of data, loss of profits, or business interruption, arising out of the use or inability to use materials on this website, even if Young Family Financial Group has been notified of the possibility of such damages.

Revisions and Errata

The materials appearing on this website may include technical, typographical, or other errors.

Young Family Financial Group does not warrant that any of the materials on this website are accurate, complete, or current and may make changes to the materials at any time without notice.

Links

Young Family Financial Group has not reviewed all websites linked to from this website and is not responsible for the contents of any linked site.

The inclusion of any link does not imply endorsement by Young Family Financial Group.

Use of any linked website is at the user’s own risk.

Modifications

Young Family Financial Group may revise these Terms and Conditions of Use at any time without notice.

By using this website, you agree to be bound by the then-current version of these Terms and Conditions.

Governing Law

Any claim relating to www.yffg.ca shall be governed by the laws of the Province of British Columbia and the laws of Canada applicable therein, without regard to conflict of law provisions.